The Alba Centre, Rosebank Way, Livingston, EH54 7EG
01506 343504

Protection

Our team will work with you to assess your circumstances and determine the areas that should be considered before presenting qualified recommendations.
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What do I need to protect?

We bring the breadth of our experience and industry knowledge to help you succeed in your work

Life Assurance

This is cover that pays out on death. The amount of cover can remain the same, increase or decrease. It can serve many purposes such as protecting a mortgage or protecting a family against premature death.


Home Insurance

We'll conduct a comprehensive analysis of the market to recommend the most appropriate option. We would usually look at this area in conjunction with Contents Insurance either upon initial house purchase or on an ongoing annual basis.

 

Critical Illness

Critical Illness cover is designed to pay a lump sum, or regular income, upon diagnosis a specific illness/condition. Similar to life assurance, the cover is suitable under a variety of circumstances.



Family Income Benefit

Another way to provide protection cover against death or critical illness is to consider Family Income Benefit where, as opposed to a lump sum, a regular income is paid out for the duration of the policy upon an unexpected event taking place.

 

Income Protection

As the name suggests this is designed to replace income in the event of ill health. Income Protection plans, although often overlooked, can be seen as the cornerstone of comprehensive protection planning.



Private Medical

This cover pays the hospital, or doctor, for any treatment you require and can include consultations in a private hospital or to allow you to be seen earlier within an NHS setting.

 

Life can be unpredictable,
but your peace of mind doesn’t have to be. From income protection to life cover,
we help you put strong, flexible safety nets in place.
So no matter what life brings, you and your loved ones are supported, protected, and secure.
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